Choose the bonsella® family to support yours in your time of need. 
Our cover offers you a variety of options to choose from to suit your budget and needs.

Cover yourself from as little as R65 per month:

Premiums calculated based on the age of the OLDEST member. Premiums are guaranteed for the first 12 months and are renewable annually thereafter. Any increase to the premium will be notified to the policy holder 31 days before any increase takes effect. 



  • 1 Main member plus 5 or 9 nominated family members – must be related to the main member and be financially dependent;
  • No stillborn cover;
  • Equal cover for main member & nominated members (children under 6 years maximum cover R20 000 in line with current legislation).
  • There is a 6- month waiting period for natural death from the commencement date for all insured lived. There is no waiting period for accidental death. There is a 12- Month waiting period for suicide from the commencement date for all insured; 
  • Cover will be granted to members from neighbouring countries working in South Africa, must have passport (nominated family member residing in SA will be covered);
  • Children are nominated family members & therefore no age limit apolies, and hold cover for as long as the policy is active;
  • Waiting period as referred to above on death due to natural causes on the take-over scheme will be waived on members where proof of previous cover can be provided as well as proof of premium payments for the previous 6 months. On choosing the bonsella Elect policy and by selecting the “Opt – In” Exodec 229 ( Pty) Ltd. confirm the offer of insurance has been accepted on behalf of Guardrisk Life Limited on receipt of first premium. 

©Retail Engage (PTY) Ltd. All Rights Reserved.
bonsella® Elect Funeral policies underwritten by Guardrisk Life Limited a licensed life insurer and an authorized financial service provider (FSP No 76) and administered by Monitor Administrators (Pty) Limited, FSP No. 17824.This site and its contents do not constitute financial advice. Terms and conditions apply.